Save Up To £669 Per Month On Mortgage Payments With Own New Rate Reducer**

 

Providing access to some of the most competitive mortgage rates on the market, our partnership with Own New Rate Reducer can help to make your dream Homes by Carlton home a reality.

 

Whether you're a first-time buyer or a home mover, mortgage rates below 1.1%* for the initial fixed-term can make buying a new-build home more affordable.

 

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Frequently Asked Questions

 

Q: Who is eligible to use Own New's services and how does it work?

A: The scheme is available to both first-time buyers and home movers purchasing a new-build home. Homes by Carlton will give a financial contribution of up to 5% directly to the lender, which then reduces your interest rates for the initial term.

 

Q: What properties are Rate Reducer available on?

A: Rate Reducer is available on selected Homes by Carlton developments and plots only. Speak to a Sales Executive for more information.

 

Q: Who will my mortgage be with and will I own 100% of the home?

A: Your mortgage will be directly with the lender. Own New is a platform that sits between your broker and lender to ensure you get a great deal. You will own 100% of the home you purchase using Own New Rate Reducer.

 

Q: How do I get started?

A: Once you've found a development or home you love – or if you'd like to find out which of our homes are eligible for Rate Reducer – get in touch with us here at Homes by Carlton and we will be able to guide you through the process.

Book Your Exclusive Appointment

To book an appointment, select a date and time using the calendar below, call 0333 034 1355 or email .

 

Can't find a suitable time on the calendar? Give us a call and we will do our best to squeeze you in.

Ask Us A Question About Own New Rate Reducer

 

Have a question about Own New Rate Reducer or our beautiful new-build homes? Fill in the form below and we'll be in touch as soon as possible.

Own New Rate Reducer

Our Homes by Carlton Developments

 

 

 

We are proud of our roots and delighted to be building beautiful new homes in the North East of England.

 

Terms and Conditions

 

*Example assumes a 5% homebuilder incentive and is based on mortgage rates available in the market, with a 2 year initial period and an LTV of 60%. Savings made in the initial fixed period. Independent financial advice must be sought from a regulated mortgage broker to access this scheme. Your home may be repossessed if you do not keep up your mortgage repayments. Rates valid as of 14/05/2024.

 

**Example based on market interest rates, with an average house price of £500,000 and an average mortgage term of 35 years. Assumes a 5% homebuilder incentive and a 2 year fix, with 60% LTV mortgage. Independent financial advice must be sought from a regulated mortgage broker to access this scheme. Your home may be repossessed if you do not keep up your mortgage repayments. Rates valid as of 14/05/2024.

 

Own New Rate Reducer is available on selected Homes by Carlton developments and plots only, and the percentage incentive available (3% or 5%) is plot dependent. Speak to a Sales Executive for more information.